How it works

From first conversation to a live CHOICE Arrangement

DefinedChoice helps brokers and employers design CHOICE Arrangements (formerly ICHRA), propose them clearly, and guide employees as they shop individual coverage with an employer allowance — without spreadsheet chaos.

Benefits team collaborating on CHOICE Arrangement design and employee education
Simple path

Three steps to a live CHOICE Arrangement

Same flow brokers use in the workspace — from first conversation to renewal.

Design the allowance

Capture employer goals and the employee list. Set employee groups, amounts, and effective dates with clear employee cost examples.

Propose & decide

Package the savings narrative, math, and compliance context into a decision-ready story — not starting from a blank slide every time.

Guide employees & renew

Educate people on the allowance and shopping individual coverage. Keep the book live with employee-group changes and collaboration in Workspace.

How DefinedChoice works: Workspace design, Proposal decision package, and Guide for employees
Design → Propose → Guide — the same path from first conversation to a live CHOICE Arrangement.
Modules

Where the work happens

Workspace module for CHOICE Arrangement case management
W

Workspace

Living home for every arrangement across the life cycle.

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Proposal module for employer CHOICE Arrangement packages
P

Proposal

Decision packages for CFOs, HR, and leadership.

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Guide module for employee health coverage education
G

Guide

Employee-facing education for day one and renewal.

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By role

Same path, different seats

Brokers

Win, place, and service CHOICE cases with a repeatable process.

For brokers →

Employers

Design spend, review proposals, and launch employee education.

For employers →

Employees

Understand the allowance and choose coverage that fits.

For employees →

See the path in the demo

Open the workspace demo to walk design, proposal, and guide on a sample case.