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Understand CHOICE Arrangements

Clear explainers on CHOICE Arrangements (formerly ICHRA), how they differ from group medical, and why the name matters — written for brokers, employers, and employees.

What is a CHOICE Arrangement?

How defined contribution toward individual coverage works, and what “formerly ICHRA” means in plain language.

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CHOICE vs. group medical

Side-by-side: employer role, cost control, employee choice, and when a CHOICE Arrangement fits.

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The CHOICE Arrangement name

Why we say CHOICE Arrangement (formerly ICHRA) on educational pages — clarity without losing the regulatory term.

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How it works

From case design to employee guide — the DefinedChoice path.

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FAQ

Short answers on allowances, employee groups, brokers, and employees.

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See DefinedChoice in action

Open the workspace demo — built for brokers and agents — or request a quote for your book or benefits team.