Terms of Use
These Terms of Use explain the terms that apply when you visit definedchoice.com.
Last updated: September 30, 2026
1. Agreement
By accessing definedchoice.com (the “Site”), you agree to these Terms of Use. If you do not agree, do not use the Site. Product subscriptions or paid access may be governed by a separate agreement.
2. Who we are
DefinedChoice provides informational pages and software related to CHOICE Arrangements (formerly ICHRA). Contact: hello@definedchoice.com.
3. Not insurance; not enrollment
DefinedChoice is not an insurance carrier, underwriter, or broker of record solely by virtue of this Site. Content on the Site is educational and operational software marketing. We do not sell insurance policies on this Site, process premium payments, or provide an “Enroll” flow for carrier coverage. Individual coverage decisions occur through appropriate channels outside this marketing Site.
4. Informational content
Articles and explainers (including Learn pages) are for general education. They are not legal, tax, or benefits advice for your specific situation. Consult qualified advisors for compliance and plan design decisions.
5. Acceptable use
You agree not to misuse the Site — including attempting unauthorized access, disrupting service, scraping in a way that harms operations, or using the Site for unlawful purposes.
6. Intellectual property
Site content, branding, and software descriptions are owned by DefinedChoice or its licensors. You may not copy or reuse materials except as allowed by law or written permission.
7. Third-party links
Links to third-party sites are provided for convenience. We are not responsible for their content or practices.
8. Disclaimers
THE SITE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, TO THE FULLEST EXTENT PERMITTED BY LAW. We do not warrant uninterrupted or error-free access.
9. Limitation of liability
To the fullest extent permitted by law, DefinedChoice and its affiliates will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the Site. Aggregate liability for claims relating to the Site is limited to the greater of fees you paid us for Site access in the prior twelve months (if any) or one hundred U.S. dollars.
10. Indemnity
You agree to indemnify and hold harmless DefinedChoice from claims arising out of your misuse of the Site or violation of these Terms.
11. Changes
We may update these Terms. Continued use after posting changes constitutes acceptance of the revised Terms. The “Last updated” date will reflect revisions.
12. Governing law
These Terms are governed by the laws of the United States and the State of [Jurisdiction to be inserted], without regard to conflict-of-law rules, unless a separate product agreement specifies otherwise.
13. Contact
DefinedChoice · hello@definedchoice.com
These terms are provided for general information and may be updated from time to time.
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